Our Team of Insurance

Professionals

Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Owners & Management

Kevin Flynn

Owner/Agent

(636) 528-6363

Kevin Flynn

Owner/Agent

Kevin has spent his whole life in Lincoln County except for the 4 years he spent away at college. He attended the University of Missouri in Columbia and received his Bachelor’s degree Agricultural Education. While attending college Kevin also met his wife Kathy and later had 6 children.

Kevin’s first career was in crop and hog farming. After a few years of 18% interest, crop drought, low prices, livestock disease he called it quits and went into the insurance business and never looked back.

Kevin & Kathy worked long hours to build the business, adding employees as needed or as opportunity arose, all while raising a family. Kevin has three living children, two of them living here in Troy. Kelly, a high school teacher and the oldest, lives in Kansas City with three children of her own. Kasey, a kindergarten teacher, lives in Troy and has 3 children. Kelsey attended college and then returned to the office to work as a commercial producer.

“Helping people and making money sure beats my original occupation in farming in the late 70’s and 80’s” said Kevin. He also stated that “After 33 years in business it is still fun”.

Kathy Flynn

Owner/Accounts Payable

(636) 528-6363

Kathy Flynn

Owner/Office Manager

Kathy was born in Boonville, Missouri and was raised across the river in New Franklin. Raised on a farm with 4 other siblings was a true benefit in her life. Hard work and perseverance was the name of the game living on a farm. It was the mold to the life that she leads now. Kathy graduated high school and attended one year at the University of Missouri in Columbia. Not knowing what she wanted as a career, she decided to take a break from study and work on campus. While working in the Agronomy Department, she met and married Kevin Flynn from Troy.

They moved to Silex intending on farming, but in the 1980’s it became difficult to make a living for their family. They opened K. Flynn Insurance Agency in 1982, the same year their first daughter was born. This is where perseverance came into play, it was important to work so they could make an income. Kevin and Kathy together worked in the office every day to build the business with one goal in mind, to have a good business to offer to the community for the rest of their lives, this was more important than the income. Through the years, they had six children, three of which were lost to Muscular Dystrophy. Kevin & Kathy’s three living children are married, two of them living here in Troy. Kelly, a high school teacher and the oldest, lives in Kansas City with three children of her own. Kasey, a kindergarten teacher, lives in Troy and has 2 children. Kelsey attended college but returned to the office to work as a commercial producer and to follow in his father’s footsteps.

Through the years, Kathy was involved in several organizations but mostly with organizations that involved Sacred Heart School; this is where her children attended. Currently, she is on the board for the Rise Above Foundation, an organization that provides mentoring and scholarships for at risk high school graduates in Lincoln County. Kathy now works evenings at K. Flynn Insurance as her daily schedule through the school year involves caring for two of her five grandchildren. Kathy is grateful for the community and what they offer to the residents, as well as, the support through the years of building their business.

Bobbie Caruthers

Office Manager & Group Benefits

(636) 528-6363

Bobbie Caruthers

Office Administrator / Group Benefits

The Person
Bobbie was born in Missouri and that’s where she spent the first few years of her life. After a few years living Bloomsdale, her parents moved them to the gulf coast for her father’s career. She did most of her growing up near Mobile. That’s where she met Ronnie, the man who would become her husband.

She got married in 1990 and then moved to Tennessee.

While living in Tennessee she had 3 babies, all of them boys.

In 2006 Bobbie moved to Troy, Missouri, where she resides today. Since moving back to Missouri one of her boys has left the nest and she has gained a granddaughter. Although she has visited many states, she has found her home in Missouri.

At home she enjoys gardening and redecorating in her free time. When she can get away, she loves traveling.

The Student
She dropped out of High School but she continued her education and achieved her GED. Wanting to be a nurse she started her secondary education.
Soon she found Radiology to be more to her liking. While working for a chiropractor, she obtained an x-ray license and continued her studies in Radiology.
Once again she reached a fork in the road and chose a new path. She changed her major to Business Administration where she received an AAS. Her thirst for knowledge was not quenched so she resumed her education and completed her Bachelors in Finance.

The Worker
Bobbie has been in Accounting/Administration for over 16 years.
She has been at K. Flynn Insurance Agency since 2010, where she is an Office Administrator and deals with Group Benefits. She has been providing administrative support directly for the company owner. She also performs accounting duties and service group health insurance on several key accounts. She has worked on various advertising campaigns keeping the agency’s name in the public’s awareness.

Since she has been at K. Flynn Insurance Agency she has obtained her Insurance License and has assisted in several projects to assist non-profit organizations.

Commercial Lines Agents

Kevin Flynn

Owner/Agent

(636) 528-6363

Kevin Flynn

Owner/Agent

Kevin has spent his whole life in Lincoln County except for the 4 years he spent away at college. He attended the University of Missouri in Columbia and received his Bachelor’s degree Agricultural Education. While attending college Kevin also met his wife Kathy and later had 6 children.

Kevin’s first career was in crop and hog farming. After a few years of 18% interest, crop drought, low prices, livestock disease he called it quits and went into the insurance business and never looked back.

Kevin & Kathy worked long hours to build the business, adding employees as needed or as opportunity arose, all while raising a family. Kevin has three living children, two of them living here in Troy. Kelly, a high school teacher and the oldest, lives in Kansas City with three children of her own. Kasey, a kindergarten teacher, lives in Troy and has 3 children. Kelsey attended college and then returned to the office to work as a commercial producer.

“Helping people and making money sure beats my original occupation in farming in the late 70’s and 80’s” said Kevin. He also stated that “After 33 years in business it is still fun”.

Kelsey Flynn

Commercial Lines Sales Agent

(636) 528-6363

Kelsey Flynn

Personal Lines Sales Agent

Kelsey was born and raised in Troy, MO and attended University of Missouri-Columbia where he studied Agricultural Education-Leadership. He graduated in 3 years with his bachelors, where he then stepped right into the work force at K. Flynn Insurance as planned.

From the beginning, Kelsey wanted to follow in his dad’s footsteps, Kevin Flynn, as an insurance agent, even though he heard it 7 days a week at the dinner table. Insurance was imprinted in his mind as if it were branding on a bull. There was no getting away from his parents dinner discussions. From his point of view, it definitely was a good route to take. He now specializes in both commercial and personal clients throughout Missouri.

Kelsey is married to Jana and currently lives in Troy, MO, where they plan on raising kids of their own some day. He is active in Lincoln County Mizzou Alumni, Sacred Heart Alumni, and stays busy in various community involvement activities throughout the year.

Kelsey has always continually tried to improve his knowledge to better his customers. In the summer of 2012, he attended the State Auto School for 1-year, which is known as a top insurance training program in the country. From meeting goals, to developing insurance knowledge, to being coached week to week, he has excelled every minute of it. Kelsey also holds an insurance designation of “Commercial Lines Coverage Specialist” or CLCS, which takes much time and effort to complete. Kelsey is excited about growing in his insurance career and serving the people of Troy.

Brad Green

Commercial Lines Sales Agent

(636) 528-6363

Brad Green

Personal Lines Sales Agent

Brad was born and raised in the Houston, TX area and attended Texas A&M University where he studied agricultural science, agricultural economics and business management. Brad graduated in 1991 with a Bachelor’s Degree and completed his Master’s Degree in 1993.

After graduation, Brad worked as an Agricultural Science teacher until 1998, when he moved to Missouri and became a multi-line insurance agent specializing in personal, farm, and commercial insurance lines. Brad lives in Lincoln County with his wife, Nann, and their children, James and Cari. They raise Montadale sheep and Boer goats, are active in 4-H and FFA and are members of the Zion UCC Church in Troy.

During the past 15 years, Brad has received multiple local and state awards for providing exceptional service to his clients. Brad believes that insurance promises a secure future and protection from the unknown, and it is his responsibility to deliver on this promise. He has a unique background which allows him to understand the needs of both personal and commercial clients. Years of practical experience combined with ongoing training has given Brad the knowledge and insight to help his customers build an insurance portfolio that suits their needs and budget. Brad is passionate about his profession and takes pride in the relationships he has developed and the wonderful people he is privileged to serve.

John Kinion

Commercial Lines Sales Agent

(636) 528-6363

John Kinion

Commercial & Personal Lines Sales Agent

John Kinion began his career as an independent insurance agent in 1998. He is also active with several nonprofit organization’s in our area, including the Troy Kiwani’s. He looks forward to servicing all of your auto, home, life, health, and commercial insurance needs.

Curtis Kirchner

Commercial Lines Sales Agent

(636) 528-6363

Curtis Kirchner

Commercial Lines Customer Service

Curtis was born in Quincy, Illinois and lived one short year in Northeast Missouri. A change in his father’s career moved the family to Eldon, Missouri. He was very active in sports as a child and is very thankful his parents took time out of their busy schedules to drive him all over Missouri to compete in soccer and golf. He excelled as a golfer and while attending Eldon High School, was a member of a two-time Missouri State Class 3-A Championship golf team. Upon graduating from Eldon High School in 2003, Curtis received a golf scholarship to Culver-Stockton College where he played four years of golf. He graduated from Culver-Stockton in 2007 with a bachelor’s degree in Business Administration and a minor in Public Relations.

After graduation, unsure of a career path, Curtis received the opportunity to begin his career in insurance and was offered a position with an insurance agency in Eldon. He earned his property and casualty license short after employment and would eventually earn his life and health license.

In 2009, he married his wife Christina whom he met while attending college, she moved to Eldon and took employment as a teacher with Jefferson City Public Schools. In 2012, they welcomed their one and only child, Mason into the world. He is a very active child and keeps them busy around the clock. They enjoy spending time with family and friends, going to the park, swimming and just playing around the house. In his spare time, Curtis enjoys hunting, fishing, golfing and spending time with family and friends.

In 2014, Christina was offered a teaching position at Troy Middle School so the family chose to relocate to Troy. He was very fortunate to find a new employment at K. Flynn Insurance. With his years of experience in the industry, this is a good fit for both him and K. Flynn Insurance.

Curtis enjoys servicing commercial clients as no two customers are identical. Educating himself as well as customers is very important because every scenario is different and the industry is always changing.

Josh Thornhill

Commercial Lines Sales Agent

(636) 528-6363

CSR’s Commercial Lines

Jennifer Schellert

Commercial Lines Customer Service

(636) 528-6363

Jennifer Schellerts

Commercial Lines Customer Service

Jennifer was born and raised in Dardenne Prairie, Missouri. Being the third of four children life was always busy growing up on the family’s farm. Jennifer attended St Dominic High School in O’Fallon, Missouri and after graduation attended St. Charles Community College. Not sure if accounting was the right career path Jennifer decided to take some time off from school.

After working several years as a retail store manager Jennifer decided she needed a more 9-5 job and in 1997 applied for a file clerk position with Ohio Casualty Insurance. With her accounting background the managers at Ohio Casualty decided to move her from file clerk to the processing department. There she worked on commercial policies for the states of MO, IL, IA, NE, KS, OK & TX. In 2004 Ohio Casualty decided to restructure their St Louis office and Jennifer was laid off. The timing worked out though, through a mutual business acquaintance, Jennifer found out that K Flynn Insurance was looking for a new Commercial Lines Customer Service Rep. After interviewing with Kevin & Kathy, Jennifer was hired in April of 2004 and has worked as a Commercial Customer Service representative since. It is joked that she is the office Google search because she can remember the business names of our customers from the smallest amount of information.

Jennifer is married to Mark and lives in Wentzvile, Missouri with their three children. They are members of St. Theodore Catholic Church in Flint Hill, Missouri. In her free time Jennifer enjoys traveling to watch her children play competitive sports and spending time with her family & friends.

Paige Hodges

Paige Hodges

Commercial Lines Customer Service

(636) 528-6363
Blake Beamer

Blake Beamer

Commercial Lines Customer Service

(636) 528-6363
Jesse Schwent

Jesse Schwent

Commercial Lines Customer Service

(636) 528-6363

Seth Bruffett

Marketer

(636) 528-6363

Personal Lines Agents

Kevin Flynn

Owner/Agent

(636) 528-6363

Kevin Flynn

Owner/Agent

Kevin has spent his whole life in Lincoln County except for the 4 years he spent away at college. He attended the University of Missouri in Columbia and received his Bachelor’s degree Agricultural Education. While attending college Kevin also met his wife Kathy and later had 6 children.

Kevin’s first career was in crop and hog farming. After a few years of 18% interest, crop drought, low prices, livestock disease he called it quits and went into the insurance business and never looked back.

Kevin & Kathy worked long hours to build the business, adding employees as needed or as opportunity arose, all while raising a family. Kevin has three living children, two of them living here in Troy. Kelly, a high school teacher and the oldest, lives in Kansas City with three children of her own. Kasey, a kindergarten teacher, lives in Troy and has 3 children. Kelsey attended college and then returned to the office to work as a commercial producer.

“Helping people and making money sure beats my original occupation in farming in the late 70’s and 80’s” said Kevin. He also stated that “After 33 years in business it is still fun”.

Nicole Hardey

Personal Lines Agent

(636) 528-6363

Nicole Hardey

Personal Lines Sales Agent

Nicole Hardey has helped clients with their individual insurance plans since 2005 as a member of the K. Flynn Insurance Agency team. During her time in the insurance industry she has focused exclusively on the individual market and specializes in helping clients with home (including mobile homes and secondary homes), auto (including classic autos), life (term, universal life and whole life) and health (including Medicare supplements and Advantage plans) as well as motorcycles, ATV’s, RV’s and boats. She enjoys puzzles and problem-solving, and puts these skills to use in creating customized benefit plans to fit the needs of her clients.

After working in the Accounting field for several years, Nicole didn’t feel like she had the right fit. She desired to help people on a more personal level. She has a genuine concern for her clients security. “Warren Buffett once said ‘someone’s sitting in the shade today because someone planted a tree a long time ago.” Education is key when it comes to insurance. Before Nicole knew much about insurance, she was grossly underinsured but didn’t know any better. She wants to educate her clients so they can sleep at night knowing they have coverage they can count on. Nicole doesn’t have a pushy approach when going over an insurance proposal but is very thorough when explaining coverages. Helping clients is what drives her! She says, “it is impossible to discuss every single scenario when you’re offering an insurance plan but it is important to discuss things that happen frequently like water in a basement”.

Nicole is serious about exercise and along with Kevin and Kathy Flynn, she has helped to motivate her fellow employees for a healthier atmosphere in the office. Nicole explains, “taking care of your insurance needs is like taking care of your body. Waiting until a claim happens isn’t the time to go over coverages, much like waiting for a health condition to occur isn’t the time to think about exercise. We should be proactive and act now on both accounts!”

In addition, Nicole is an active member of her church and the Troy Chamber of Commerce. She enjoys fishing, hunting, gardening, baking and spending time with family and friends. She loves to sing and is a member of her church praise band, “Growing Faith”.

Nicole graduated from Central Missouri State University with a Bachelor’s Degree in Business Administration with an emphasis in Accounting. She and her husband Toby were married in 1997 and currently live a busy life in Troy.

Kelsey Flynn

Personal Lines Sales Agent

(636) 528-6363

Kelsey Flynn

Personal Lines Sales Agent

Kelsey was born and raised in Troy, MO and attended University of Missouri-Columbia where he studied Agricultural Education-Leadership. He graduated in 3 years with his bachelors, where he then stepped right into the work force at K. Flynn Insurance as planned.

From the beginning, Kelsey wanted to follow in his dad’s footsteps, Kevin Flynn, as an insurance agent, even though he heard it 7 days a week at the dinner table. Insurance was imprinted in his mind as if it were branding on a bull. There was no getting away from his parents dinner discussions. From his point of view, it definitely was a good route to take. He now specializes in both commercial and personal clients throughout Missouri.

Kelsey is married to Jana and currently lives in Troy, MO, where they plan on raising kids of their own some day. He is active in Lincoln County Mizzou Alumni, Sacred Heart Alumni, and stays busy in various community involvement activities throughout the year.

Kelsey has always continually tried to improve his knowledge to better his customers. In the summer of 2012, he attended the State Auto School for 1-year, which is known as a top insurance training program in the country. From meeting goals, to developing insurance knowledge, to being coached week to week, he has excelled every minute of it. Kelsey also holds an insurance designation of “Commercial Lines Coverage Specialist” or CLCS, which takes much time and effort to complete. Kelsey is excited about growing in his insurance career and serving the people of Troy.

Brad Green

Personal Lines Sales Agent

(636) 528-6363

Brad Green

Personal Lines Sales Agent

Brad was born and raised in the Houston, TX area and attended Texas A&M University where he studied agricultural science, agricultural economics and business management. Brad graduated in 1991 with a Bachelor’s Degree and completed his Master’s Degree in 1993.

After graduation, Brad worked as an Agricultural Science teacher until 1998, when he moved to Missouri and became a multi-line insurance agent specializing in personal, farm, and commercial insurance lines. Brad lives in Lincoln County with his wife, Nann, and their children, James and Cari. They raise Montadale sheep and Boer goats, are active in 4-H and FFA and are members of the Zion UCC Church in Troy.

During the past 15 years, Brad has received multiple local and state awards for providing exceptional service to his clients. Brad believes that insurance promises a secure future and protection from the unknown, and it is his responsibility to deliver on this promise. He has a unique background which allows him to understand the needs of both personal and commercial clients. Years of practical experience combined with ongoing training has given Brad the knowledge and insight to help his customers build an insurance portfolio that suits their needs and budget. Brad is passionate about his profession and takes pride in the relationships he has developed and the wonderful people he is privileged to serve.

John Kinion

Personal Lines Sales Agent

(636) 528-6363

John Kinion

Commercial & Personal Lines Sales Agent

John Kinion began his career as an independent insurance agent in 1998. He is also active with several nonprofit organization’s in our area, including the Troy Kiwani’s. He looks forward to servicing all of your auto, home, life, health, and commercial insurance needs.

Curtis Kirchner

Personal Lines Sales Agent

(636) 528-6363

Curtis Kirchner

Commercial Lines Customer Service

Curtis was born in Quincy, Illinois and lived one short year in Northeast Missouri. A change in his father’s career moved the family to Eldon, Missouri. He was very active in sports as a child and is very thankful his parents took time out of their busy schedules to drive him all over Missouri to compete in soccer and golf. He excelled as a golfer and while attending Eldon High School, was a member of a two-time Missouri State Class 3-A Championship golf team. Upon graduating from Eldon High School in 2003, Curtis received a golf scholarship to Culver-Stockton College where he played four years of golf. He graduated from Culver-Stockton in 2007 with a bachelor’s degree in Business Administration and a minor in Public Relations.

After graduation, unsure of a career path, Curtis received the opportunity to begin his career in insurance and was offered a position with an insurance agency in Eldon. He earned his property and casualty license short after employment and would eventually earn his life and health license.

In 2009, he married his wife Christina whom he met while attending college, she moved to Eldon and took employment as a teacher with Jefferson City Public Schools. In 2012, they welcomed their one and only child, Mason into the world. He is a very active child and keeps them busy around the clock. They enjoy spending time with family and friends, going to the park, swimming and just playing around the house. In his spare time, Curtis enjoys hunting, fishing, golfing and spending time with family and friends.

In 2014, Christina was offered a teaching position at Troy Middle School so the family chose to relocate to Troy. He was very fortunate to find a new employment at K. Flynn Insurance. With his years of experience in the industry, this is a good fit for both him and K. Flynn Insurance.

Curtis enjoys servicing commercial clients as no two customers are identical. Educating himself as well as customers is very important because every scenario is different and the industry is always changing.

Josh Thornhill

Personal Lines Sales Agent

(636) 528-6363

CSR’s Personal Lines

Wanda Raines

Personal Lines Rater

(636) 528-6363

Wanda Raines

Personal Lines Customer Service

Wanda began her life in St. Louis as the second of four children born to Jerry and Barbara Spence. A few years after birth, her parents moved their family to the far more peaceful setting of Hawk Point, where she attended elementary school until time to transfer to and graduate from Troy Buchanan High School.

Accepting employment in the fast-food industry following graduation, Wanda also accepted a marriage proposal from Kevin Raines and the two were united in the autumn of 1987. Prior to the birth of two sons, Wanda transitioned into a management position with Burger King and balanced the responsibilities of motherhood and employee supervision through the challenge of shift changes and new store openings.

With an injured husband and children in need of a consistent, family supportive schedule, Wanda left Burger King after 13 years to become a member of K. Flynn Insurance and serve as a licensed Customer Service Representative…now nearing her 17th year with the agency. She enjoys helping others, and spending time with her family.

Christine Wilcockson

Personal Lines Customer Service

(636) 528-6363
Kristen Digiuseppi

Kristen Digiuseppi

Personal Lines Customer Service

(636) 528-6363
Caitlin Stanek

Caitlin Stanek

Personal Lines Customer Service

(636) 528-6363