About

An independent agency in Troy that compares top-rated carriers and explains your options in plain language, so you can choose with confidence.

About K. Flynn Insurance

Troy's independent agency for coverage that truly fits

K. Flynn Insurance gives you the power of choice through partnerships with top-rated insurance carriers. Because we’re independent, we aren’t tied to a single insurance company. We compare real options, explain them in plain language and help you choose coverage that fits your life and your budget, with local, personal service from a team that calls Troy, MO home.
K. Flynn Insurance Office Exterior

Right here in Troy

112 Professional Parkway, Troy, MO

The independent advantage

We work for you, not for an insurance company

We keep strong relationships with many well-known, reputable insurance companies, so our advice starts with your needs instead of one company’s product list. The result is real market options, honest comparisons and the right blend of price, coverage and service.

More choices, better value

We shop your coverage with multiple carriers so you can compare real options side by side, not a single take-it-or-leave-it quote.

Advice in plain language

Our experienced advisors explain every option clearly, so you can make informed decisions about your protection and know why it matters.

On your side at claim time

From choosing coverage to filing a claim, we are your agent and your advocate at every step, not just on the day you buy.

How we work with you

Getting the right coverage is simple

No jargon, no pressure. Here is what working with K. Flynn Insurance looks like.

01

Tell us what matters

Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.

02

We shop the market

We compare coverage and pricing from the insurance companies we represent to find your strongest options.

03

Choose with confidence

We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.

04

We stay in your corner

Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.

What we protect

Coverage for your home, family and business

Whether you are insuring your first car or a growing company, we build a plan around the way you live and work.

Personal insurance

Protect your family, your home and everything you drive with coverage that fits your life.

Business insurance

Keep your business, your people and your income protected, whatever your industry.

Our goal is to always treat you as part of our family.

The K. Flynn Insurance team

What you can count on

A local team that puts you first

Our Team

Our Team of Insurance Professionals

Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Owners & Management

Kevin Flynn

Owner/Agent

(636) 528-6363

Kathy Flynn

Accounting/Owner

(636) 528-6363
Bobbie Caruthers

Bobbie Caruthers

Accounting/Group Benefits

(636) 528-6363
Kelsey Flynn

Kelsey Flynn

Agent/Management

(636) 528-6363

Commercial Lines Agents

Kevin Flynn

Owner/Agent

(636) 528-6363
Kelsey Flynn

Kelsey Flynn

Agent/Management

(636) 528-6363

Brad Green

Commercial Lines Sales Agent

(636) 528-6363

John Kinion

Commercial Lines Sales Agent

(636) 528-6363

Curtis Kirchner

Commercial Lines Sales Agent

(636) 528-6363
Alice Davis

Alice Davis

Commercial Lines Sales Agent

(636) 528-6363
Tyler Akins

Tyler Akins

Commercial Lines Sales Agent

(636) 528-6363

CSR’s Commercial Lines

ORDER CERTIFICATE OF LIABILITY
REQUEST POLICY CHANGE

Jennifer Schellert

Commercial Lines Customer Service

(636) 528-6363
Blake Beamer

Blake Beamer

Commercial Lines Customer Service

(636) 528-6363
Garrett Griffin

Garrett Griffin

Commercial Lines Customer Service

(636) 528-6363
LD

Lexi Davis

Commercial Lines Customer Service

(636) 528-6363
Seth Bruffett

Seth Bruffett

Account Manager

(636) 528-6363

Personal Lines Agents

Kevin Flynn

Owner/Agent

(636) 528-6363
Kelsey Flynn

Kelsey Flynn

Agent/Management

(636) 528-6363

Brad Green

Personal Lines Sales Agent

(636) 528-6363

John Kinion

Personal Lines Sales Agent

(636) 528-6363

Curtis Kirchner

Personal Lines Sales Agent

(636) 528-6363
Alice Davis

Alice Davis

Personal Lines Sales Agent

(636) 528-6363
Tyler Akins

Tyler Akins

Commercial Lines Sales Agent

(636) 528-6363

CSR’s Personal Lines

ORDER CERTIFICATE OF LIABILITY
REQUEST POLICY CHANGE
Wanda Raines

Wanda Raines

Personal Lines Customer Service

(636) 528-6363
Mariah Horst

Mariah Horst

Personal Lines Customer Service

(636) 528-6363
Christina Gnade

Christina Gnade

Personal Lines Customer Service

(636) 528-6363

Health & Medicare

Bobbie Caruthers

Bobbie Caruthers

Individual and Group Benefits

(636) 528-6363

Bobbie Caruthers

Office Administrator / Group Benefits

The Person
Bobbie was born in Missouri and that’s where she spent the first few years of her life. After a few years living Bloomsdale, her parents moved them to the gulf coast for her father’s career. She did most of her growing up near Mobile. That’s where she met Ronnie, the man who would become her husband.

She got married in 1990 and then moved to Tennessee.

While living in Tennessee she had 3 babies, all of them boys.

In 2006 Bobbie moved to Troy, Missouri, where she resides today. Since moving back to Missouri one of her boys has left the nest and she has gained a granddaughter. Although she has visited many states, she has found her home in Missouri.

At home she enjoys gardening and redecorating in her free time. When she can get away, she loves traveling.

The Student
She dropped out of High School but she continued her education and achieved her GED. Wanting to be a nurse she started her secondary education.
Soon she found Radiology to be more to her liking. While working for a chiropractor, she obtained an x-ray license and continued her studies in Radiology.
Once again she reached a fork in the road and chose a new path. She changed her major to Business Administration where she received an AAS. Her thirst for knowledge was not quenched so she resumed her education and completed her Bachelors in Finance.

The Worker
Bobbie has been in Accounting/Administration for over 16 years.
She has been at K. Flynn Insurance Agency since 2010, where she is an Office Administrator and deals with Group Benefits. She has been providing administrative support directly for the company owner. She also performs accounting duties and service group health insurance on several key accounts. She has worked on various advertising campaigns keeping the agency’s name in the public’s awareness.

Since she has been at K. Flynn Insurance Agency she has obtained her Insurance License and has assisted in several projects to assist non-profit organizations.

Kelsey Flynn

Kelsey Flynn

Group Health Benefit Agent

(636) 528-6363

Curtis Kirchner

Group Health Benefit Agent

(636) 528-6363

John Kinion

Group Health Benefit Agent

(636) 528-6363

Brad Green

Group Health Benefit Agent

(636) 528-6363

Kevin Flynn

Group Health Benefit Agent

(636) 528-6363
Rhonda Huffman

Rhonda Huffman

Medicare Agent

(636) 528-6363

Let's talk

Let's find the right coverage for you

Get a free, no-obligation quote in minutes, give us a call, or stop by our office at 112 Professional Parkway in Troy, MO. We’d love to meet you.
Licensed throughout the United States.

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.