{"id":194,"date":"2011-05-27T19:12:53","date_gmt":"2011-05-28T01:12:53","guid":{"rendered":"http:\/\/www.insuredco.us\/?page_id=194"},"modified":"2019-08-20T12:47:00","modified_gmt":"2019-08-20T18:47:00","slug":"long-term-care","status":"publish","type":"page","link":"https:\/\/www.kflynninsurance.com\/missouri\/insurance\/personal-insurance\/long-term-care\/","title":{"rendered":"Long-Term Care Insurance"},"content":{"rendered":"\n
\n

<\/p>\n

\n
<\/span>K. Flynn Insurance<\/div>\n

Long-Term Care Insurance <\/h2>\n
<\/div>\n<\/p><\/div>\n

<\/p>\n

\n
\n

Long-Term Care Insurance helps you protect your assets and maintain financial security should you need extended care later in life. The phrase “long-term care” refers to a broad range of medical and personal services — assistance you may need if you are unable to care for yourself due to a chronic illness, disability, or physical and mental impairments that limit daily living activities.<\/p>\n

The national average cost of one year in a nursing home exceeds $55,000 — and in some regions, it’s more than double that. Medicare coverage is very limited. Long-term care insurance fills this gap, protecting your savings and giving your family peace of mind whether care is needed at home or in a facility.<\/p>\n<\/p><\/div>\n

\n
\n \"Elderly\n <\/li>\n<\/p><\/div>\n<\/p><\/div>\n

<\/p>\n

\n
\n
<\/div>\n
Ideal Ages<\/div>\n
40 – 84<\/div>\n<\/p><\/div>\n
\n
<\/div>\n
Care Setting<\/div>\n
Home & Facility<\/div>\n<\/p><\/div>\n
\n
<\/div>\n
Asset Threshold<\/div>\n
$75K+ Households<\/div>\n<\/p><\/div>\n
\n
<\/div>\n
Planning Type<\/div>\n
Future Security<\/div>\n<\/p><\/div>\n<\/p><\/div>\n

<\/p>\n

\n
\n
Plan now — care costs won’t wait.<\/div>\n

Our agents help you evaluate coverage that protects your assets and supports your family when it matters most.<\/p>\n<\/p><\/div>\n

\n
\r\n

<\/i>QUOTE ME NOW<\/a><\/p>\r\n
\n <\/div>\n<\/p><\/div>\n

<\/p>\n

Coverages Available<\/div>\n
\n

Long-Term Care Insurance — Coverages Can Include:<\/h3>\n
    \n
  • \n <\/svg>
    \n Nursing home care\n <\/li>\n
  • \n <\/svg>
    \n In-home care services\n <\/li>\n
  • \n <\/svg>
    \n Assisted living facilities\n <\/li>\n
  • \n <\/svg>
    \n Adult day care programs\n <\/li>\n
  • \n <\/svg>
    \n Respite care for family caregivers\n <\/li>\n
  • \n <\/svg>
    \n Hospice & palliative care\n <\/li>\n
  • \n <\/svg>
    \n Memory care facilities\n <\/li>\n
  • \n <\/svg>
    \n Home health aide visits\n <\/li>\n<\/ul><\/div>\n

    <\/p>\n

    \n

    Long-term care insurance might be appropriate if your household assets average more than $75,000 per person and your annual income is at least $30,000 per person. K. Flynn Insurance in Troy, Missouri can help you assess your needs and find the right level of coverage. Contact us today.<\/strong><\/p>\n<\/p><\/div>\n<\/section>\n