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Missouri has a home for insurance in Troy...



Click or Call: (636) 528-6363

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Always secure and convenient.

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Great protection at your speed and budget.



We keep you moving in the right direction.

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Protection for Homes, Condos, Property Owners, & Renters



Enjoy insurance from an experienced local independent agent.

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Your business demands great affordable coverage and support.



We work overtime to insure you're properly insured.

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Property & Liability Insurance You Can Count On.



Our independence means we work only for you.

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Individual and family plans.



You'll feel better about your health coverage.

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Your personal insurance protects, repairs, and can replace those things in life you’ve worked so hard for when disasters small or large occur.


Your business is important to us all. We want to be your choice for responsive, cost competitive, customized insurance.


We’ve made servicing your needs secure and convenient, anytime from anywhere. Policy changes, requests, certificates and much more.


Our priority is to always serve you first. We’re independent, just like you are. View our contacts, staff, location details and more.

Companies We Represent

“We take pride in ALWAYS being there for our clients. We see every relationship as an opportunity to personally provide value, understanding, education and customized solutions – that exceed expectations.”

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K. Flynn Insurance

112 Professional Parkway
Troy, MO 63379

Office Hours: M-F 8am-5pm

Tel: (636) 528-6363
Toll Free from St. Louis: (636) 462-2187
Fax: (636) 528-6381

Meet Our Staff Driving Directions


As an independent agent, we represent many insurance companies. Our role is to serve as a trusted advisor. We will consult with you to help you understand your needs before recommending the best combination of coverage, service, and value for your unique situation.

We will:

  • Identify the insurance services that are right for you
  • Guide you through the claims process for a quick and fair resolution
  • Counsel you on matters related to your coverage or account
  • Provide prompt service with a unique personal touch

We won’t simply sell you a product—we will be a resource you can count on to look out for your best interests.

  • Always Independent

    Strong proven independent markets.

  • Constantly Supportive

    The pinnacle of personal service and support.

  • Experienced & Knowledgeable

    Experience and trust you can rely on.

  • Service That Matters

    Secure and convenient online services that go anywhere you go.


We Insure Your Way Of Life

We’re in business to provide broad market insurance solutions for both commercial and personal insurance needs. All backed by our dedicated team of local experienced insurance professionals and representing a number of the best insurers available anywhere:

  • Personal Insurance for your autos, home, vacation homes, motorcycles, boats, recreational vehicles, liabilities, life, health, and so much more.
  • Business Insurance designed around your specific needs and unique risks.
  • Bonds designed to secure or upgrade your current bond situation.
  • Life and Health Insurance fit for any lifestyle and budget.
  • World-Class Service and Support that’s responsive every step of the way.

Recent News Posts

Making Sure You Have the Right Auto Coverage

Dropping some of your coverage—like comprehensive or collision—to the lowest legal level can cut your premium, but it could also put you at serious risk. An automobile insurance policy is designed to provide you with a level of protection against property, liability and medical costs if you are involved in ...
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Are You Prepared for a Home Break-in?

While it may be difficult to imagine it happening to you, home break-ins are a common occurrence. If an intruder enters your home, your property and the well-being of your loved ones are at risk. In order to protect your home and family from an intruder, consider doing the following: ...
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Remember Risk! Planning for Financial Stability

Obtaining the peace of mind financial stability brings starts with reviewing your current financial resources. This is important because your financial resources affect not only your ability to reach your goals, but your ability to protect those goals from potential financial crises. These are the resources you will draw on ...
Read More

What others say about us

It is without reservation that I recommend the services of K. Flynn Insurance. When looking to change home and auto insurance providers, our agent listened closely to my needs and provided several options for me to consider. She talked me through the entire process, answered questions in a clear and concise manner and ultimately helped me select policies that provided the coverage I needed for the best value. She is personable, professional and knowledgeable.

Home & Auto ClientTroy, MO

I have been very pleased since day 1 with the service and the results of the work done on behalf of my companies by my agent and the team at K. Flynn Insurance. It is rare in my view that I see someone that is working on my behalf rather than their own interest. My agent goes to great lengths to secure not only the best possible coverage but also to secure the coverage that protects our bottom line. My agent has exceeded the ideals we set forth in our very first meeting and I am confident the professional relationship we enjoy with the agency will grow deeper in time. K. Flynn understands the insurance needs of my businesses and is dedicated to providing the very best products available at a price that we can afford.

Commercial Property Owner and ContractorSt. Louis, MO

DISCLAIMER: This Web site provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable.